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Annuity Plan



An Employee who works in Covered Employment shall become a Participant in the Plan at such time as he completes his first Hour of Work.

Establishment of Accounts

As of each Valuation Date following the adoption of this Plan, an Individual Account consisting of the amount of Contributions made or required to be made with respect to a Participant’s work shall be established for him, unless an Individual Account has already been so established.

Restrictions on Vesting

The fact that Individual Accounts are established and valued as of each Valuation Date shall not give any Employee or other person any right, title or interest in the Plan or its assets, or in the Individual Account, except at the time or times and upon the terms and conditions herein provided. Subject to such terms, an Employee’s right to the value of the assets in his Individual Account is non-forfeitable from the time that such Individual Account is established.

References to specific section(s) of the Plan can be found in the Official Plan Document under Plan Documents on this website.

Contact Plan Administrator

Telephone NumberPhone:
(866) 894-3705


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Health Services & Benefit Administrators, Inc. (HS&BA)
4160 Dublin Boulevard, Suite 400
Dublin, CA 94568-7756

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